|Category||Jan 2015||Dec 2014||Monthly Change||Jan 2014||Annual Change|
And it’s a good start to the new year, with an increasing net worth trend in a month with minimal income.
January’s a month where I’ll get my quarterly income (yippee) and also have to part with my tax money, as I’ve got £20k due by the end of the month, which was earning me some interest in the mean time.
As for the rest of the year, I know the amazing house price rises we’ve seen will start levelling off, I’m not too worried about them falling as I’m in outer London, and houses are still selling quickly round here.
I’m hoping the stock market picks up, my FTSE trackers have taken a bit of a battering lately, especially in my pension, but as I’m a passive investor, I’ve just rebalanced and will sit back and let the markets do their thing.
On track to get the ISA filled up the end of the tax year, then to fill next years up month by month – I do get paid quarterly, but I’m a big believer in dollar cost averaging, so I’ll drip feed the money in. I’m also going to save more in peer to peer lending (Ratesetter is my current choice), both for next years taxes, and for some rainy day savings.