|Category||Dec 2014||Nov 2014||Monthly Change||Dec 2013||Annual Change|
It’s another month where I don’t get much coming in, which lets me see how I’m doing month to month as the cash stockpile empties. As expected a fair few grand of cash has been used to fund home improvements and day to day expenses.
I’m finding it fascinating to see how well investments & pensions are doing, and how they are keeping my net worth stable despite all the spending. I’m realising I need to start investing more, and generating myself more passive income, as I don’t want to work forever.
One reason I include last years results, is I like seeing how I’m progressing – and seeing if I can keep the £100k differential going year after year. Realistically, as a fair chunk of it’s from the London property market doing it’s magic I don’t think it’s achievable long term, unless I start sacrificing things like holidays.
And January’s coming round, when I have to say goodbye to some of my stash and give it over to Hector – I’ve got about 20k due to be paid in January – I’m just grateful I’ve been able to keep it a bit longer and get some extra interest for myself.